Operations: Genus generates revenue primarily from its Genus ABS and Genus PIC segments, with the latter contributing more significantly. The company's gross profit margin has shown variability, peaking at 68.02% in March 2024. Operating expenses and R&D costs are notable components of its cost structure.

PE: 160.2x

Genus, a smaller company, recently proposed a final dividend of 21.7 pence per share, payable on December 6, 2024. Despite reporting lower sales of GBP 668.8 million and net income dropping to GBP 7.9 million for the year ending June 30, insider confidence remains high with recent share purchases indicating potential growth prospects. Earnings are forecast to grow by an impressive 39% annually despite current profit margins being lower than last year at just over 1%.

• Delve into the full analysis valuation report here for a deeper understanding of Genus.

• Explore historical data to track Genus' performance over time in our Past section.

Security Bank

Simply Wall St Value Rating: ★★★★☆☆

Overview: Security Bank operates as a financial institution offering retail, business, wholesale banking, and financial market services with a market cap of ?106.64 billion.

Operations: The company generates revenue primarily from Wholesale Banking, Retail Banking, and Business Banking segments. Despite a gross profit margin of 100%, the net income margin has shown variability, most recently at 23.14% in Q2 2024. Operating expenses have been significant, with General & Administrative Expenses being a major component.

PE: 6.0x

Security Bank, a small-cap stock, has seen insider confidence with Independent Director Enrico Cruz purchasing 49,000 shares worth approximately PHP 2.9 million in recent months. Despite having a high level of bad loans at 3.4% and a low allowance for bad loans at 83%, the company forecasts earnings growth of 15.73% annually. Recent executive appointments aim to strengthen risk management and remedial divisions, while net income for H1 2024 rose to PHP 5.4 billion from PHP 4.9 billion last year, reflecting solid financial performance amidst challenges.

• Dive into the specifics of Security Bank here with our thorough valuation report.

• Assess Security Bank's past performance with our detailed historical performance reports.

Summing It All Up

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include ASX:TAH LSE:GNS and PSE:SECB.

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