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Limited-time offers: Earn 5 Free Nights or 100,000 IHG points with these IHG credit cards

Ben Walker (CEPF, CFEI?)
·Senior Writer, Credit Cards
Updated 3 min read

IHG Hotels & Resorts has over 6,300 hotels across more than 18 brands, including popular chains like Holiday Inn, Kimpton, and Intercontinental. That gives frequent travelers plenty of lodging options in different regions worldwide, such as the Americas, Europe, and Asia.

With new limited-time offers (from July 11 to September 4, 2024) on two IHG credit cards, you can help reduce hotel costs on your next trip. Check out these valuable welcome bonuses.

The IHG One Rewards Premier limited-time offer is the best bonus this card has ever had, and it’s worth considering for multiple reasons:

  • Five Free Nights can easily cover your lodging costs for a short trip or most of your costs for a medium-length trip.

  • These Free Nights are worth up to 60,000 points each. That’s up to 20,000 points more than the typical value (40,000 points) of an IHG Anniversary Free Night, giving you much more flexibility with hotel choices.

Let’s dig deeper into the details of how valuable these bonuses are.

  • Annual fee
    $99
  • Welcome offer
    Limited-time offer: Earn five Free Nights after spending $4,000 in three months
  • Card type(s)
    Travel
  • Ongoing Purchases APR
    21.49% - 28.49% Variable
  • Recommended credit score
    Excellent/Good
  • Rewards rate
    • 26x points at IHG hotels and resorts
    • 5x points on travel, dining, and at gas stations
    • 3x points on all other purchases
  • Benefits
    • Earn a free night on each account anniversary, plus get a fourth night free when you redeem your points for a consecutive four-night stay at IHG properties
    • Receive up to a $100 statement credit for Global Entry or TSA PreCheck application fees
    • Access perks including free upgrades, welcome amenities, and guaranteed room availability when you book at least 72 hours in advance

The IHG One Rewards Premier Credit Card has never had a better bonus offer. With five Free Nights worth up to 60,000 points each, you could have your pick of luxurious stays at IHG hotels worldwide with this hotel credit card.

For example, depending on your dates, you could use your awards at these highly-rated hotels:

-InterContinental Madrid: We found available nights for 58,800 points per night at this five-star hotel in downtown Madrid.
-InterContinental Malta: We found available nights for 56,800 points per night at this five-star hotel in beautiful Malta (within minutes walking distance from the beach).
-InterContinental Singapore: We found available nights for 57,000 points per night at this five-star hotel in Singapore.

More card details:
-Automatic Platinum Elite status (qualify for Diamond Elite status if you spend $40,000 or more in a calendar year)
-Up to $50 United Airlines TravelBank Cash each year
-$100 statement credit and 10,000 points after spending $20,000 each calendar year
-Get a complimentary year of DashPass for DoorDash (activate by 12/31/24)
-Save 20% on points you purchase with your card
-Extensive travel and purchase protections
-No foreign transaction fees

  • Annual fee
    $0
  • Welcome offer
    Limited-time offer: 100,000 points after spending $2,000 in first 3 months —?our best offer ever!
  • Card type(s)
    Travel, Hotel
  • Ongoing Purchases APR
    21.49% - 28.49% Variable
  • Recommended credit score
    Excellent/Good
  • Rewards rate
    • 17x when you stay at IHG Hotels & Resorts
    • 3x on purchases on monthly bills, at gas stations, and restaurants
    • 2x on all other purchases
  • Benefits
    • $0 annual fee
    • Redeem 3 nights, get the 4th night free
    • Enjoy international travel without additional fees on purchases made abroad

The IHG One Rewards Traveler Credit Card has a much different offer than the IHG One Premier Credit Card. With this offer, you can earn 100,000 points after spending $2,000 in the first three months. That likely won’t get you five nights at a luxury IHG hotel, but it can work in your favor for stays at more modestly priced locations.

For example, depending on your dates, 100,000 IHG points could get you:

-Three nights at the InterContinental Bali Resort (at 32,333 points per night)
-Three nights at the Holiday Inn Express & Suites Greenville-Downtown (at 32,333 points per night)
-Four nights at the Holiday Inn Express Seoul Hongdae (at 25,000 points per night)

Keep in mind that these calculations don’t include the free fourth night when booking three consecutive award nights, so you could get even more value if you use that exclusive IHG card perk.

More card details:
-Automatic Silver Elite status (qualify for Gold Elite status if you spend $20,000 or more in a calendar year)
-10,000 points after spending $10,000 each calendar year
-Redeem points for three consecutive nights and receive a fourth night free
-Save 20% on points you purchase with your card
-Extensive travel and purchase protections
-No foreign transaction fees

Apart from the welcome offers, here are some differences to consider between the IHG credit cards:

The IHG One Rewards Premier has a $95 annual fee, while the IHG One Rewards Traveler has a $0 annual fee. The IHG One Rewards Traveler is the better option for avoiding yearly costs.

With the IHG One Rewards Premier, you can earn:

  • Up to 26x points per $1 at IHG Hotels & Resorts

  • 5x points per $1 on travel, gas stations, and restaurants

  • 3x points per $1 on all other eligible purchases

With the IHG One Rewards Traveler, you can earn:

  • Up to 17x points per $1 at IHG Hotels & Resorts

  • 3x points per $1 on monthly bills, gas stations, and restaurants

  • 2x points per $1 on all other eligible purchases

For travel-related earnings, including at IHG hotels, the IHG One Rewards Premier is the better option.

Both cards have similar benefits, but the IHG One Rewards Premier has the better overall perks. That includes a Free Anniversary Night, automatic Platinum Elite status, up to $100 statement credit each year as reimbursement for the Global Entry, TSA PreCheck, or NEXUS application fee, and up to $50 United Airlines TravelBank Cash each year.

As a no-annual-fee card, the IHG One Rewards Traveler simply can’t compete with the benefits of the IHG One Rewards Premier.

If you’re a small business owner, there’s another IHG credit card option: the IHG One Rewards Premier Business Credit Card.

This card is essentially the same as the IHG One Rewards Premier but designed for business owners. It offers many of the same benefits, including automatic Platinum Elite status and a Free Anniversary Night worth up to 40,000 points.

Note that it’s possible to double up on IHG credit card perks by simultaneously having one of the IHG personal credit cards and the IHG One Rewards Premier Business. For example, you could have the personal and business versions of the Premier and receive two Anniversary Free Nights per year.

If an IHG co-branded card doesn’t seem like the right fit for you, check out our top recommendations for the best hotel credit cards and our picks for the best travel credit cards.

This article was edited by Rebecca McCracken

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