Peoples Trust Company of St. Albans provides various financial services to individuals, municipalities, commercial, and non-profit customers in northwestern Vermont, the United States. The company accepts checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers personal loans, loans to purchase auto and recreational vehicles, and debt consolidation services; business loans, commercial real estate loans, construction loans, commercial lending, business lines of credit, and business equipment and vehicle loans; and mortgage loans. In addition, the company provides cards, direct deposit, switch kit, telephone banking, overdraft protection, trust and investment services, business consulting, ACH origination, merchant deposit capture, merchant services, and wire services, as well as safe deposit boxes and reorder checks. Further, it offers online services, such as online banking, bill pay, eDocs, and mobile/tablet banking. It operates through branches in Enosburg Falls, Franklin Park West, Georgia, St. Albans, and Swanton; and ATMs. The company was founded in 1886 and is based in Saint Albans, Vermont.